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Whilst there are obvious similarities between both car and van insurance, there are also a number of fundamental differences that set them apart from one another. Here we’ll explore some of these differences and see what impact that will have on your cover and the costs involved.

Vans come in all shapes and sizes. They can also be used for a variety of jobs that no other vehicle would ordinarily perform. All of these variations have a significant impact on the type of insurance required and the cost of cover.

For instance, most car insurance policies won’t have any need for insuring the contents of the vehicle. However, if you are driving a van full of tools and other expensive equipment, there’s a good chance that you’ll want it all covered against accidental damage (in the van of course) and theft. This will allow you to get on with your work without being constantly concerned about whether anything has been taken from your locked vehicle.

Van usage also tends to be markedly different from a car’s too.

Quite often they will be used as commercial vehicles. So for instance a van is regularly the vehicle of choice for labourers, couriers and delivery drivers. This change of purpose sets it apart from almost any car and means that the insurance quote will have to take much more into account when being calculated.

Delivery drivers for instance will often cover thousands of miles each month as they drive around the country. The more mileage you do, the greater the risk of causing damage and making a claim. This is all taken into account when calculating a quote and will be used in conjunction with other factors – such as usage and the value of the vehicle.

In fact it can be a very complicated job working out van insurance.

Often you’ll have more than one driver covered, can have contents of varying values and will cover significant distances on a daily basis. With each added risk comes extra cost, which is another way of differentiating it from a standard car insurance policy.

One business can also have a number of different vans within a fleet. Whilst these can’t be bundled onto a single policy, there are often discounts for those who choose one provider to cover each van. They will obviously have their own policy to cover individual incidents and may not have a designated driver attached to it – particularly large businesses with numerous vehicles and employees.

Whilst car insurance contains a contingency for where the vehicle is kept overnight and during the day, this is often more complicated when sorting out a policy for a van. As we’ve covered, a van can often travel great distances in a day and will take varying loads; therefore you have to take into account that it might be left at any number of depots across the country and could have tools or other valuable left in it overnight.

These changes might be relatively slight, but they can have a huge impact on the way you obtain cover and the overall cost. The major difference is that vans are primarily used as commercial vehicles whereas you would typically buy car insurance for a personal run around. This has a huge impact on how it is calculated and changes the whole dynamic of the policy.

With cars you will obviously be asked for the size of the engine, the model and any modifications your vehicle may have. However, when it comes to vans, there are all sorts of shapes and sizes to take into account. The capacity can vary wildly, so too can the overall function. This impacts on the value of the van and has a knock on effect for your quote.

So there are similarities, but also plenty of aspects that ensure van insurance and car insurance are markedly different.

The Royal Wedding on the 29th of April 2011 has propelled rates at top London hotels to an all time high, seeing an unprecedented rush to book hotels and these high prices are becoming known as the Kate Rate.

Prices for hotels have doubled in some cases and of course many are demanding a minimum three night stay to secure the room for April the 29th and tourists to London for this momentous occasion will find London will be fully booked. This also includes hotels in the suburbs which are being inundated with enquiries from around the world.

Recent research shows that top hotels are demanding top rate, not forgetting the rise in VAT, which means that prices will be the highest ever seen in London. Some hotels are quoting 657 for a double room per night compared to the cost for the same room earlier in the year costing about 234.

Price comparisons across the board show a steep rise, for example a hotel room in Piccadilly for the Royal Wedding weekend starts at around 500 a night compared with 250 to 350 normally at that time of the year.

The ultimate accommodation researched show some suites are going for about 10,000 a night and with a minimum five-night stay would set the bill at 42,500 and that is before the extras such as feeding yourself.

The reason for these price rises in obviously the unprecedented demand and hotels have utilized the Royal wedding celebrations to increase prices. Having said that, it is possible to stay in a luxury serviced apartment in London for a fraction of the price, allowing you to save hundreds of pounds. This cheaper option would allow you to extend your break from maybe a weekend to a longer period of time, thus allowing you the freedom of exploring London and its many sights after the hype of the wedding has settled down.

The mindset of most tourists to London is for a hotel stay, but there are plenty of other options. Apartments for rent in London give the flexibility and freedom to the tourist and are fast becoming the in thing to do and are beautifully fitted out to please the most discerning traveler.

Serviced accommodation gives a pampered feel to a stay, without the exorbitant charges of a London hotel, with just about every amenity and facility available, matching if not overtaking, what a hotel in London has to offer, for example tennis court, sauna, fitness centre, squash, fax/photocopying, Wi-fi availability and so much more, a city within a city.

A spokesman for Dolphin House, part of the Dolphin Square complex set in the heart of Westminster said we can offer apartments for rent in London at a lower price than some London hotels, and we still have some availability for the big day. We pride ourselves on the service we give and yet guests have no restrictions once their front door is shut, all our apartments are spacious and pure luxury, and more importantly in a central location.

In 1981 600,000 visitors flocked to London for the wedding of the Prince of Wales and Lady Diana Spencer, this Royal wedding has touched the hearts of nations around the world and this time around a much larger figure of tourists is expected. Dont pay the Kate Rate instead enjoy the luxury of a luxury serviced apartment in London.

For further information visit: www.dolphinsquare.co.uk/house/

You will mostly need a car on rent when you go to a foreign land and need to travel there. The places could be unknown to you, except if you are a frequent visitor. But even if you know the place well, it would not be possible to travel with your own vehicle outside your country.

If you are going to travel to a forgiven country and have planned a car ride of a similar nature, go through these tips first. That will give you a better idea when renting a car.

Scouring for the correct car rental company
By the way, you will be greeted with many car rental companies if you ask for help. But it would be wise to involve your travel agent in this work. The agents are well aware of such companies. Your agent will primarily save you the efforts of searching for a car rental company.

There are different firms that serve a wide range of customers in various cities across the world.

With the help of the agent, you will not have to call the companies at their offices to enquire about a specific car ride.

The expenses of renting cars
You can get a car on rent with four kinds of basic rates. Get acquainted with them, so that you can decide which one is for you. These four types of car renting are as follows:
Daily rates that come with unlimited mileage, daily rates with charges according to mileage, rates that have free of charge mileage over an absolute period and daily rates with limited numbers of gratis miles each day. Now, you have to decide in which category you fit. Once you decide that, choosing the right kind of a car will be a lot easier.
However, the rates can also vary according to the style and the size of the car. If you are searching for a discount or promotional rates, then they have to be asked for in advance. You might get discounted rates during the weekends.

Rental taxes of the car
Before you hire a car, you should remember that along with the rent, you are also bound to pay the taxes as well. The taxes are added from as little as 10 per cent to as high as 30 per cent. This amount is calculated and then added to the original expenses on your car rental amount.